individual market

Jun 12, 2014

Straight talk on health care reform: Health insurance premiums can be (and always have been) volatile

Health insurance carriers are in the process of calculating premium rates for next year.

Some insurers have completed the process, but at this point, we don't have a complete picture of what rates will look like across the industry in 2015. What we do know is that every anecdote surrounding rate increases or decreases will find its way into the political debate leading up to this year's mid-term elections.

Nov 15, 2013

If you like your plan, Coloradans, can you still keep it? More Obamacare individual policy facts

By Mike Booth
The Denver Post

Some Coloradans with canceled insurance policies for 2014 are angry and confused, and rightfully so, at least on the confused part. I'm not sure even the president understands all the ins and outs of existing insurance policies and what is allowed and what isn't.

Nov 14, 2013

Straight Talk on Health Care Reform: Grandfathered plans, the ACA and the 'If you like your plan ...' pledge

President Obama, on many occasions, said, "If you like your plan you can keep it."  However, we've heard many stories about Americans who can't keep their old insurance coverage, and last week, the president apologized, saying, "I am sorry that they are finding themselves in this situation based on assurances they got from me."(1)

Sep 13, 2013

The Affordable Care Act: Insurance Exchanges – A New Marketplace, Individual Market (Part 2)

In this narrated Powerpoint presentation, policy analyst Bob Semro explains the individual market in Colorado's health insurance exchange, Connect for Health Colorado.

Click on image or Powerpoint link below.

Individual Exchange Part 2

 

 

Sep 13, 2013

The Affordable Care Act: Insurance Exchanges – A New Marketplace, Individual Market (Part 1)

In this narrated Powerpoint presentation, policy analyst Bob Semro explains the individual market in Colorado's health insurance exchange, Connect for Health Colorado.

Exchange Individual Part 1

 

 

Sep 5, 2013

The Affordable Care Act: The Individual Mandate

In this narrated Powerpoint presentation, policy analyst Bob Semro explains the Affordable Care Act's individual mandate. Click on image or PPT link below.

Apr 27, 2012

Straight talk on health care reform: Coloradans to share in rebates as ACA's medical loss ratios kick in

Consumers and businesses nationwide will receive an estimated $1.3 billion in rebates in August from health insurance companies that spent more on administration, overhead and profits than allowed under the Affordable Care Act, according to the Kaiser Family Foundation.

In Colorado, individuals and businesses will receive almost $26 million. Insurance companies will send rebates to 511,684 enrollees, for an average of $54.58 for each enrollee in the individual market, $82.62 in the small-group market and $47.84 in the large-group market.

Feb 4, 2010

HB-10 1008: Concerning a prohibition against consideration of gender in setting rates for individual health insurance policies.

This bill represents a net opportunity gain for Colorado. By equalizing the cost of health insurance premiums paid by men and women in the non-group market, the bill will reduce gender discrimination in health insurance. The bill will help reduce the financial barriers that women face to quality, affordable health care in Colorado.

Summary of Legislation

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