Posts by Bell Policy Center Staff

A collection of various credit cards scattered and overlapped on a surface, illustrating the complexity of consumer credit transactions.

Testimony: Finance Charges on Certain Consumer Credit Transactions

Raising the costs on supervised loans and credit sales forces hard-working Colorado families, many whose credit histories are damaged by the Great Recession, to pay more for no justifiable reason.

Graduates in caps and gowns celebrating the conclusion of the ASPIRE Colorado pilot program during a commencement ceremony.

Testimony: Support HB16-1196 for ASPIRE Colorado Pilot Program

Based on research, the college savings accounts that will be established through the pilot program authorized in HB16-1196 will help expand the number of Coloradans from low-to moderate-income families who enroll in and complete college.

Close-up of a u.s. 1040 tax form including State Income Tax Refunds.

Splitting State Income Tax Refunds Can Help Families Build Assets

Allowing Coloradans to split their state income tax refunds and directly deposit a portion into several accounts would encourage savings overall and help low- to moderate-income families build wealth.

A gavel resting on its sound block beside a stack of legal books related to HB16-1299 on a wooden surface.

Testimony: Oppose HB16-1299 to Lower Standards Awarding Defendant Litigation Costs in Employment Discrimination Cases

In a detailed analysis of state anti-discrimination laws that provide remedies to workers who prove workplace discrimination, the Bell Policy Center found these laws have no statistical effect on the creation of small businesses.

A person's hand operating a traditional spinning wheel to twist fiber into yarn as part of an Apprenticeship Study.

Testimony: Support HB16-1287 for Apprenticeship Study

Expanding pre-apprenticeship and apprenticeship opportunities is a win-win proposition for Colorado.

Two graduates in caps and gowns, benefiting from the Middle Class College Savings Act, embracing at a graduation ceremony.

Testimony: Support Middle Class College Savings Act

Increasing the deduction for families making less than $250,000 per year will boost their current savings and provide an incentive for modest-income families to begin saving for college.

A mother and her three children engaged in an outdoor arts and crafts activity as part of the Expand Pilot Program.

Testimony: Support SB16-022 to Expand CCCAP Cliff Effect Pilot Program

The “cliff effect” occurs when a modest increase in a family’s income puts them over the income limit for child care assistance and they lose all of their benefits.

Infographic outlining "Understanding Colorado's Fiscal Challenges in 14 Charts" by the Bell Policy Center, detailing economic and budget issues related to TABOR.

Understanding Colorado’s Fiscal Challenges in 14 Charts

We've created 14 charts to better explain the fiscal challenges Colorado faces.

Three construction workers silhouetted against a sunset sky, embodying workforce development in action.

Public Comment: Execution of Workforce Development Under Workforce Innovation & Opportunity Act

The Bell offers five comments on the draft plan.

Scrabble tiles spelling out "school," "learn," and "math" on a game board for a Colorado equivalency assessment.

Multiple High School Equivalency Assessment Options Needed in Colorado

There is a significant need for high school equivalency diplomas in the United States and Colorado. In Colorado, more than 340,000 adults are without one, representing about 10 percent of the state’s working-age population.

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