Rich Jones, Director of Policy and Research
The Bell Policy Center
March 28, 2011
Thank you for the opportunity to speak to you today. I am Rich Jones, the director of policy and research with the Bell Policy Center. The Bell is a non-partisan, non-profit research and advocacy organization dedicated to making Colorado a state of opportunity for all. We have been working for more than four years to reform payday lending in Colorado to ensure that payday loans are a source of credit for low-income borrowers and not a debt trap.