Health savings accounts: Healthy, high-income workers will benefit, but low-income workers are vulnerable to high costs and unlikely to sign up

A new analysis of health savings accounts from the Bell Policy Center shows that the tax-advantaged accounts work well for healthy, high-income workers but are too risky for low-income families. ???HSAs may be useful for some consumers, but they are by no means a solution to the major problems in today???s health care system,??? said Blair Woodbury, author of the Bell issue brief, ???Health Savings Accounts and High-Deductible Health Plans.???