Highlights and News

Oct 7, 2014

Fed survey, report show decline in savings for retirement

Across the nation, people approaching retirement do not have enough money saved. According to the Federal Reserve, the average 401(k)/IRA balance has declined since 2010. Additionally, its Survey of Consumer Finances (SCF) suggests that only half of all households have 401(k)/IRA balances.

Oct 6, 2014

Human Services board unanimous on new CCCAP rules

The Colorado State Board of Human Services unanimously approved a detailed rules package on Friday to implement legislation that restructures the Colorado Child Care Assistance Program.  The Bell Policy Center supported the legislation, HB14-1317, because it will increase the affordability of child care for low-income working families, expand access to child care in hard-to-serve areas, ensure that families throughout Colorado have access to CCCAP when they are enrolled in post-secondary education or workforce training and mitigate the "cliff effect" that holds families back from advancing

Oct 3, 2014

Straight talk on health care reform: Networks, premiums

Many Americans are learning about health insurance for the first time, and others are adapting to changes. One area that seems to be ever-changing is "networks," as in doctors and hospitals "in network" and "out of network."

Insurance companies have routinely made changes in networks, but in recent years, insurers have increasingly restricted the number of hospitals and doctors they do business with to keep premiums lower. It's a business decision, and it's all about cost.

Oct 2, 2014

Report: Policies often don't align for 2-generation strategy

State policies fail to provide adequate two-generation supports to families with young children, even though research supports using two-generation approaches to reduce poverty, according to a new report by the National Center for Children in Poverty (NCCP).

Sep 29, 2014

Defense Department adds restrictions on predatory loans

The U.S. Department of Defense (DoD) released a proposal on Friday that would extend restrictions on predatory lending, which traps many active-duty service members and their dependents. The proposed rule would expand the number of lending products covered by the military's 36 percent interest rate cap, and it would close loopholes that lenders have used to get around the current rate cap.

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