Straight talk on health care reform: How much do you know about health care reform?
How much do you know about the new health care law, and how do you compare with other Americans?
The non-partisan Kaiser Family Foundation, which has been tracking public opinion about the new health care reforms since the Affordable Care Act passed, recently conducted a pop quiz with 10 true-or-false questions about major provisions in the law.
Less than 1 percent of respondents correctly answered all 10 questions.
We think it's worth sharing the quiz as a way of explaining some parts of the law and clearing up misconceptions.
Here are the statements – answer true or false. Answers and explanatory comments are below.
Does the Affordable Care Act ...?
1. ... Require all businesses, even the smallest ones, to provide health insurance for their employees.
2. ... Create a new government-run insurance plan to be offered along with private plans.
3. ... Cut benefits that were previously provided to all people on Medicare.
4. ... Allow undocumented immigrants to receive financial help from the government to buy health insurance.
5. ... Allow a government panel to make decisions about end-of-life care for people on Medicare.
6. ... Expand the existing Medicaid program to cover low-income, uninsured adults regardless of whether they have children.
7. ... Implement an individual mandate.
8. ... Provide tax credits to small businesses that offer coverage to their employees.
9. ... Prohibit insurers from denying coverage because of health status.
10. ... Provide subsidies to low- and moderate-income Americans.
Answers (for expanded commentary, click here)
1. False (75 percent of Americans answered incorrectly or did not know)
No business will be required to provide insurance coverage for their employees.
2. False (73 percent answered incorrectly or did not know)
The Affordable Care Act does not create a government-run insurance plan.
3. False (60 percent answered incorrectly or did not know)
Basic Medicare benefits will not be affected; in fact, there will be expansions.
4. False (28 percent answered incorrectly or did not know)
Undocumented immigrants are specifically prohibited from receiving any kind of financial assistance from the government to purchase health coverage.
5. False (55 percent answered incorrectly or did not know)
No government panel (so-called death panels) will ever exist in order to make decisions about end-of-life care. Even though this myth has been thoroughly debunked, more than half of Americans still think these panels exist or are not sure.
6. True (38 percent answered incorrectly or did not know)
In 2014, Medicaid eligibility will be expanded to include an additional 16 million low-income Americans.
7. True (35 percent answered incorrectly or did not know)
In 2014, most U.S. citizens and legal residents will be required to have health coverage, or face a penalty. Exceptions will be granted for financial hardship, religious objections, those without coverage for less than 3 months, undocumented immigrants, those below the tax-filing threshold, or if the lowest-cost plan is more than 8 percent of income.
8. True (35 percent answered incorrectly or did not know)
The Affordable Care Act may provide a tax credit to small employers with 25 or fewer employees that meet average salary requirements. This will provide employers an incentive to cover their employees.
9. True (34 percent answered incorrectly or did not know)
As of 2014, insurers can no longer use health status to determine eligibility, benefits or premiums.
10. True (28 percent answered incorrectly or did not know)
Subsidies will be offered to low- and moderate-income Americans in order to reduce the number of uninsured Americans.
Next: Other polls reveal more misconceptions